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I'VE GOT YOU AND YOUR FAMILY COVERED!

I'm John Spacek, president of Long Term Care Virginia,
and I'm excited to be a part of your journey into the amazing
security that long term care provides!
MY FREE GIFT TO YOU: The top 3 mistakes people make when
searching for long term care. GET IT FREE NOW!

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"I would like to thank John Spacek for assisting me in selecting the appropriate insurance for my needs. John will spend whatever time is required learning about you and then thoroughly research the best possibilities to suggest. His approach is finding the best insurance policies for you, ‘the individual.’ John is eager to serve and please and will not leave any ‘stones unturned.’ He is a credit to his industry and it is a pleasure to have him on my team!” - Don Stevens, Stevens Jewelers

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Long term care IS expensive.
Long term care insurance IS NOT!

Time Is Short, Call Me Now To See If You Qualify! 804-396-6355

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What will it cost you NOT to have
LONG TERM CARE INSURANCE ?

Cost of Long Term Insurance

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Personal Protection

Everyone eventually needs long term care and it will drain your resources if you don’t have long term care insurance.

Family Protection

More than 70% of Americans eventually require long term care, your family will be responsible to pay your bills when your wealth runs out if you don’t have long term care insurance.

Assets Protection

Long term care is crushingly expensive, and it’s your assets that will suffer significant drain.

Wealth Protection

When you have long term care insurance, your family, your assets, and your wealth are better protected.

NOT having long term care insurance is EXPENSIVE

More than 70% of Americans will eventually need long term care. This will drain every resource you have. You’ve worked too long and too hard to let your assets disappear. To ensure you keep your assets, it’s important to enlist the help of an expert advisor, especially one who gets personally involved and cares about getting you the best coverage possible. John Spacek guides you through the process, personally helping you transform your goals and concerns into a clear plan, thus empowering you to overcome the psychological and financial roadblocks that come with long term care.

We are the most qualified to protect your assets

When it comes time to get long term care insurance, you want to know you’re dealing with someone who has your best interests at heart. Many places offer you solutions, but they’re cold and impersonal, they’re not focused on getting you the best treatment you deserve. John Spacek is unique because he cares. He gets personally involved with you, and guides you through every stage of securing your future and your family’s security.  Having encountered the emotional and financial strains caused by long-term care events in his own family, he dedicated himself to helping families before they suffered the same difficulties his own family had. John has been in the business of long-term care insurance for many years.  He graduated from the University of Central Oklahoma in 1988. His accomplishments since then include becoming a Long-Time Care Specialist, and he is Virginia State Partnership approved.

Our Mission

To provide personal attention as we inform and educate our clients on asset protection through long term care insurance. To offer our clients guidance to make intelligent decisions in their best interest. To develop and retain a trusting relationship with our clients as a provider of quality long term care insurance.

While You Are Dancing Around This Decision…

You Could Become Ineligible For Long Term Care Overnight!

  • Age is a factor
  • Prior health issues are a factor
  • MOST IMPORTANT: But there’s ONE REALLY important factor you’re not considering. It’s explained in this quick, 1 page ebook!
  • And it’s yours, FREE!

Myths and Truths

Long Term Care Virginia Blog

  • The Best Age

    What is the best age to buy long term care insurance? Some people think that they shouldn’t buy long term care insurance until they’re older, because they don’t realize they might need it when they are young. This is a huge mistake.

    Read more...
  • Cover Your Bases

    The annual cost of a room in a private nursing home or assisted living facility runs around $83,950. The cost of in-home care is not cheap, either, when you account for medical costs on top of your living expenses. This is why it’s important for all retirees to be frugal in their later years.

    Read more...
  • Medicare is Not Enough

    The ability of Medicare to handle people heading toward retirement is in danger. The gap in coverage causes the problems of long term care to be wide-ranging.

    Read more...
  • Face the Risks

    What are the risks for needing long term care? No one wants to think about the time they’ll need it, and we all want to believe that only other people will need the care and we won’t. This is why many people don’t plan ahead for future long-term care needs.

    Read more...
More Blogs
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One More FREE Gift For You

No Matter Who You Call, You Need These Free Tips!

I hope you’ll give me a call right now at (804) 396-6355 (you can click or tap this number to call me right now), but even if you don’t: Please don’t leave until you have my top 3 tips to pay attention to when searching for Long Term Care in Virginia. Just click the button below that says “Get My FREE Tips!”. Thanks for stopping by! – John Spacek

Make sure you know these 3 things,

when searching for Long Term Care in Virginia.